Services
Loan Products & Programs
As a mortgage broker offering a diverse range of loan products and programs, your offerings cover a broad spectrum of financing options for your clients. Here's a list that encompasses conventional, government, and non-QM loan products:
Conventional Loans:
- Conventional Fixed-Rate Mortgages (FRM): Offers a fixed interest rate for the entire loan term, providing stability and predictable monthly payments.
- Conventional Adjustable-Rate Mortgages (ARM): Features an initial fixed-rate period followed by adjustable interest rates, allowing for potential cost savings during the adjustable period.
- Conventional Jumbo Loans: For loan amounts exceeding the conforming loan limits, providing financing for higher-priced properties.
Government Loans:
- FHA Loans (Federal Housing Administration): Designed for first-time homebuyers and those with lower credit scores, offering low down payment options.
- VA Loans (Department of Veterans Affairs): Exclusive to eligible veterans and military personnel, with favorable terms, including no down payment requirements.
- USDA Loans (United States Department of Agriculture): Aimed at rural and suburban homebuyers, featuring low or no down payment options.
- FHA 203(k) Rehabilitation Loans: Combines the purchase and renovation costs into one loan, facilitating the financing of home improvements.
Non-QM Loans:
- Bank Statement Loans: Ideal for self-employed individuals, using bank statements instead of traditional income documentation.
- ITIN Loans: Designed for individuals with an Individual Taxpayer Identification Number (ITIN) instead of a Social Security number.
- HELOCs (Home Equity Lines of Credit): Allows homeowners to borrow against the equity in their homes on an as-needed basis.
- Stated Income/Stated Asset (SISA) Loans: Suitable for borrowers with non-traditional income sources, with reduced documentation requirements.
- Non-Qualified Mortgage (Non-QM) Loans: Tailored for borrowers who may not meet conventional lending standards, offering flexibility in underwriting criteria.
This comprehensive range of loan products positions you as a versatile mortgage broker, capable of meeting the diverse needs of your clients across different financial situations and preferences.
Meet Broker Owner Jennifer Galvan NMLS 1646419
Welcome to Elevate Home Mortgage, where your homeownership dreams become a reality! I'm Jennifer Galvan, the proud Broker Owner of Elevate Home Mortgage LLC. With a passion for helping and serving my community, I've dedicated my career to guiding individuals and families through the exciting journey of homeownership.
As a mother of three energetic boys and an active participant in both our church and local community, I understand the importance of creating a stable and nurturing environment. My husband and I, proud youth hockey parents, find joy in giving back and serving the community that we call home.
With a decade of experience as a school teacher, I transitioned into the mortgage industry several years ago, bringing with me a commitment to education and empowerment. One of my greatest joys is assisting first-time homebuyers as they embark on the path to generational wealth by purchasing their first home. It's a journey filled with excitement, and my team and I are here to make it as smooth and enjoyable as possible.
Being a local mortgage broker allows me to provide my clients with the best products, optimal pricing, and top-notch customer service. From the initial consultation to the closing table, my dedicated team will be by your side, ensuring you are well-informed and supported throughout the entire home buying process.
At Elevate Home Mortgage, we believe in more than just securing a mortgage – we're here to elevate your homeownership experience. Let's turn your dreams into keys and open the door to a brighter future together. Welcome home!
Contact Us
Better yet, see us in person!
We love our customers, so feel free to visit during normal business hours.
Elevate Home Mortgage LLC , NMLS 2530837
101 East Park Boulevard, Plano, Texas 75074, United States
Hours
Open today | 09:00 am – 05:00 pm |
